Principals

Ray began in the insurance business in 2001 working for a carrier and building one of the highest producing teams in the US. He then decided to concentrate on helping local small business owners compete with larger companies to recruit and retain the best employees.

He has completed the Certified Agent Training for Covered CA and has earned the designation of Certified Insurance Professional award for completing training specifically on health insurance. 

Ray is also known as Facebook Ray because he was an early user of Social Media and has helped many people increase their presence on Facebook and other social media sites.

In his spare time, he devotes much of time to local Rotary club & district projects and believes in Rotary Motto "Service above Self".

You can contact Ray at 916-677-2130 x 101 
CA Insurance License #0D26015 

CoveredCA Certifed Insurance Agent

Certified Insurance Professional

Information About Ray's Charitable Time

John began in the insurance business in 1992 also working for a carrier and building teams of quality agents. Throughout his career, John has won many wards and recognition for this outstanding work in this field. He later decided to Concentrate on his clients and their employees ensuring that they received value from the premiums they paid. 

John is also a Certified Insurance Agent with CoveredCA.

You can contact John at 916-677-2130 x 102

CA Insurance License #0724896