About Us

“They Laughed When I Said I Would Increase Their Employee Benefits Package While Reducing Their Costs, But When They Saw the Results . . . “

Can you save hundreds of dollars per month while increasing employee retention?  One of the many things that most employees look for in a job is benefits. If you have employees feel this way, you could be at risk of losing them to a competitor that offers a better benefits package. 

 As you are probably aware, replacing an employee is expensive. A recent study states that to replace a lower-paid employee it costs 16% of their annual salary or  $3,328 for a $10 an hour employee. For a mid-range employee, the cost is 20%, so for a $40,000 per year employee the cost is $8,000. If you have a  highly-compensated employee the cost could be as high as 213%, so to replace a $100,000 employee it could  ​cost $213.000. With that in mind, has your company investigated ways to provide a benefits package that is competitive?   

You must first ask yourself, how do you know if you are currently getting the best value for the premiums that you are paying for? 

 The Legacy Benefits & Insurance Services team works with our employers to develop a cost-effective program that will help you with employee recruitment and retention.   

Our company helps small to medium-sized businesses determine if they are getting value from the premiums that they are spending on health insurance by providing a comprehensive Market Analysis to review.

So instead of just thinking you are getting value for the premiums that you are paying, The Market Analysis lets you know if you are by providing a Consumer Report type comparison for health insurance. The difference is that our Market Analysis uses an independent third party to collect the plans and rates from all the major carriers in your area then sort the information in a manner you can do a comparison of all the plans.  Our average report is over 75 pages thick.

In addition, the Market Analysis will often include premiums rates for dental, vision, group life, and other additional benefit products for your review.

Another feature our clients like is the general information the report offers. Many clients find ACA updates, definitions, and other valuable information.

Don't you deserve this level of detail to ensure that you KNOW that you are getting value for the premiums you are paying?

Contact us to see if you qualify for a Free Market Analysis.

We understand that most brokers spend limited time with the people who matter most, your employees. With this in mind, Legacy Benefits & Insurance Services has created a unique 2 Step Enrollment Process.

We understand that the money your company spends on benefits is not a benefit to the company if the employee does not understand the plan(s) you are providing them. For this reason, our staff not only attends your open enrollment meeting to discuss the plan(s), but we take the extra step of returning a few days later to meet personally with every employee that has a question or needs help. This important extra step ensures that your employees understand the plan(s) that they have selected and it fits their needs and the needs of their family.

In addition to this level of service at open enrollment, we also provide your new hires with the same level of service. Whenever you hire a new employee, you simply contact your representative and they will arrange the initial enrollment meeting and a follow-up meeting with the employee.

Our communication services do not end there, your representative will collect all the paperwork, submit it to the carriers, and communicate any payroll deductions to your payroll person.

Isn't this the level of service your employees deserve?